A question I often get when I'm teaching on debt and borrowing is, "What do you think about good debt vs. bad debt?" Personally, I'm not too fond of that question. It implies that debt can be "good" or "bad," words associated with morality when in essence, debt and borrowing are not moral issues. What is a moral issue is how people behave relative to these. I believe a better question is, "Are Christians allowed to borrow, and if so, when?