If your year was anything like mine, then maybe you can’t believe it’s already almost over. When I’m not working for CSN, I’m balancing life with a preschooler and toddler - and though I thoroughly enjoy this season of life, it’s busy.

Most of us, if asked, would admit that we want more than we already have. Whether money, relationships, career, or possessions, we're wired to "reach" for more. This isn't always a bad thing. Considering the innovation we've experienced over the past 100 years, and how it's improved life for so many, I'm grateful that we keep reaching forward and upward. But, when it comes to finances, how can we know when reaching for more is not good?