For the past few years, nonprofit organizations and churches have been hearing about the upcoming generational wealth transfer. Estimates range anywhere from $60 to $90 trillion dollars that will be passed from Baby Boomers and the Silent Generation to their heirs and the causes they care about over the next 30 years.

Growing up, there was one word that I liked using more than any other: why. I’m sure if you asked my parents, I asked them “why” more often than anything else. I’m a naturally very inquisitive person, I love learning new information, and I want to understand things. There was nothing more frustrating to me than being given a set of rules by my parents that I didn’t understand, then when I asked why, I was met with the famous parental one-liner, “Because I said so!” Many of my teenage years were spent brooding over rules I didn’t understand or appreciate.